Paycycle

A tiny payday-to-payday spending calculator.

Paycycle answers one deliberately simple question: how much can you safely spend before your next payday?

Enter the money you have available, your next payday, the bills due before then, and an optional safety buffer. Paycycle calculates what remains and turns it into a daily spending allowance.

No account. No bank connection. No financial data sent anywhere.

Paycycle runs entirely in your browser and stores its data locally on your device.

This is a small experimental tool. It is not financial advice.